How do I get started?

After your initial 5 minute sign up process you'll receive your login* and password.  A member of our staff will then contact you to show you how to go online and complete a 25-30 minute carrier interview.  This interview will give us everything we need for all carriers in our system.  We will then ask you to fax copies of your licenses, electronic signature form, proof of E&O insurance and a voided check from the account you would like your commissions deposited into.  We'll then appoint you with each company as you write business unless pre-appointment is required.

There are no paper forms required to get appointed.

 *Your log in will be your email address, please note that we will also be using this email address for your carrier interview log in.

 

Is it necessary to give up current appointments? 

No, it is not necessary because most carriers will allow dual appointments, except the following:
 

Fidelity

Liberty

Transamerica*

*Transamerica allows the agent to request transfer.

 

Can I sell in more than one state?

Yes, we are licensed in all states with the exception of New York, Alaska, Hawaii, and the Dakotas. If you wish to apply for non-resident licenses, please go to: http://www.licenseregistery.com

 

Can I have annualized commissions?

Yes, with the following companies but you need to advise us if you want annualized commissions.

 

 

Do I need E&O Insurance?

Yes, with the following companies.  If you would like to purchase E&O, please go to: http://www.napa-benefits.org/

 

 

How do I get paid? 

Most carriers will electronically deposit commissions into your bank account, with the exception of US Financial Life.  However, West Coast Life is the only carrier that requires direct deposit for all appointments the remaining carriers will pay via check if that is what you prefer. 

The following are the minimum balance requirements for commission payouts from the carriers: